Image Contracting completes projects of all sizes. Most are paid by cash, check or major credit card. However, we understand that sometimes larger projects require more robust funding options.
Or, perhaps you simply prefer fixed, predictable payments at a lower interest rate.

As an aid to our clients, we have partnered with third party lenders who can offer both secured and unsecured financing options.

Financing options available through

To help make your dream project a more comfortable and affordable reality, Image Contracting has partnered with Hearth, a third party vendor that provides unsecured financing options. Hearth is the leading partner for contractors to offer home improvement financing.

Below is a brief overview of what you might expect.

Click the link to the right to be directed to Hearth's secure
pre-qualification portal.

Hearth makes it easy for you to find monthly payment options for your project, with:
- Loan amounts up to $100,000
- Affordable monthly payment options
- Funding within 1-3 days
- No prepayment penalties
- No home equity required
Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.

Open the .pdf Program Flyer for a full overview

*Image Contracting does not offer financing. Image Contracting has no affiliation with Hearth other than an arrangement to make financing options available directly through their lender-matching portal. Image Contracting receives no compensation or incentives from Hearth or its lending partners to offer financing options to you.

Secured Financing

These are major projects that often exceed most clients' available resources. Image Contracting has worked with the following local loan officers and their companies. They offer options to fund projects with rehab/renovation mortgages as either a refinance or for a new purchase. This allows you to roll the cost of the project on top of your loan balance or the purchase price, and it is based on the 'after project' value. This means you can borrow more than the purchase price or more than your current home's value. They also offer Home Equity Loans if you happen to have lots of equity in your property. Contact them directly for more information and to make an appointment to discuss your plans.